Want to Have Vehicle But Not Want Credit, This is the solution
Want to Have
Vehicle But Not Want Credit? This
solution!
Buying goods on credit does make it easier, especially if we intend to buy goods to the value of the high prices. But the circumstances of each person is different, not all want to buy on credit. Maybe you're one in it.
Purchase of vehicles, such as cars, it requires substantial funds that many people do with credit. In fact, from the type of car goods are goods with a value which tends to decline. Often when credit installment unfinished car values have fallen drastically. However, if you are patient and do accurate financial strategies, there is always a solution to buy a car in cash. Consider the following solution:
Determine the type Cars
Determine what kind of car are steps to determine how much funding will be needed. Then think about whether to buy new or used car. As you know, buying a used car is more precise by way of cash.
Period and Funds
Of the price of the car, how much money you have available at this time (a) How long will it take to meet the shortage of funds? (b) If for example you are planning to buy three more years, estimate the increase in costs (c) For this, you can easily inquire directly at the car dealership. Besides expect your income to increase in the next three years anyway to find out how much money will be set aside (d) Once all the estimates obtained, you just made a total of simple estimates as follows: b = c - (a + total d)
Savings and Investments
As long as you raise funds, the discipline of saving is definitely needed to comply with the plan. But saving money in a regular savings less likely to increase in value in a short time only by relying on bank interest. To accelerate the value of your savings is, immediately start investing. Learn every investment instrument immediately so that you can smoothly consult with a financial planner where you will invest. Learn any weaknesses, advantages and risks of each investment instruments such as stocks, gold, or foreign exchange, before you choose which one is suitable for the time period you expect.
Saving Spending
Frugal spending in all respects. If you focus on the destination, you will be compelled keen to see where the expenditure items that are not needed for this. You'll be stunned when you know the amount of funds will increase from the results of this saving.
Be sure not Have Debt
Pay off all credit card arrears and use only in emergencies. That, too, should you pay off completely in order not to increase the burden of interest, fines, or even adding new debt.
Involve the whole family
If you have a family, invite all family members to support the plan. Positive values, all family members will begin to learn to spend money wisely.
Source of Assets
Check your assets, assuming no one could help as a source of additional funds. For example, electronic goods that you seldom use or gadget just for entertainment should be sold. The results of this sale could raise capital for investment turnover.
Source of Additional Income
You have a hobby or special skill? Well, maybe it's time you get money from him. Graphic design expertise, for example, you can become freelance workers if diligently seek opportunities in a network of friends or a special community graphic design. If you like to make a cake, maybe you should think to start a cake business in your spare time.
Stop the Habit
Stop the habits that cause you to spend money unnecessarily. For example, smoking, drinking coffee at the coffee shop, or buy your own food. In addition to reducing expenses, you will avoid the possibility of frequent illness that would make the cost of treatment is difficult to avoid. Stop as well as vacation outside the city or membership in a fitness club. On vacation at tourist sites in the city, that does not mean you never came. Exercise around the house to keep them healthy without spending additional funds.
Friends Cigna, hopefully useful solution and later parked the car of your dreams in your home as planned.
Buying goods on credit does make it easier, especially if we intend to buy goods to the value of the high prices. But the circumstances of each person is different, not all want to buy on credit. Maybe you're one in it.
Purchase of vehicles, such as cars, it requires substantial funds that many people do with credit. In fact, from the type of car goods are goods with a value which tends to decline. Often when credit installment unfinished car values have fallen drastically. However, if you are patient and do accurate financial strategies, there is always a solution to buy a car in cash. Consider the following solution:
Determine the type Cars
Determine what kind of car are steps to determine how much funding will be needed. Then think about whether to buy new or used car. As you know, buying a used car is more precise by way of cash.
Period and Funds
Of the price of the car, how much money you have available at this time (a) How long will it take to meet the shortage of funds? (b) If for example you are planning to buy three more years, estimate the increase in costs (c) For this, you can easily inquire directly at the car dealership. Besides expect your income to increase in the next three years anyway to find out how much money will be set aside (d) Once all the estimates obtained, you just made a total of simple estimates as follows: b = c - (a + total d)
Savings and Investments
As long as you raise funds, the discipline of saving is definitely needed to comply with the plan. But saving money in a regular savings less likely to increase in value in a short time only by relying on bank interest. To accelerate the value of your savings is, immediately start investing. Learn every investment instrument immediately so that you can smoothly consult with a financial planner where you will invest. Learn any weaknesses, advantages and risks of each investment instruments such as stocks, gold, or foreign exchange, before you choose which one is suitable for the time period you expect.
Saving Spending
Frugal spending in all respects. If you focus on the destination, you will be compelled keen to see where the expenditure items that are not needed for this. You'll be stunned when you know the amount of funds will increase from the results of this saving.
Be sure not Have Debt
Pay off all credit card arrears and use only in emergencies. That, too, should you pay off completely in order not to increase the burden of interest, fines, or even adding new debt.
Involve the whole family
If you have a family, invite all family members to support the plan. Positive values, all family members will begin to learn to spend money wisely.
Source of Assets
Check your assets, assuming no one could help as a source of additional funds. For example, electronic goods that you seldom use or gadget just for entertainment should be sold. The results of this sale could raise capital for investment turnover.
Source of Additional Income
You have a hobby or special skill? Well, maybe it's time you get money from him. Graphic design expertise, for example, you can become freelance workers if diligently seek opportunities in a network of friends or a special community graphic design. If you like to make a cake, maybe you should think to start a cake business in your spare time.
Stop the Habit
Stop the habits that cause you to spend money unnecessarily. For example, smoking, drinking coffee at the coffee shop, or buy your own food. In addition to reducing expenses, you will avoid the possibility of frequent illness that would make the cost of treatment is difficult to avoid. Stop as well as vacation outside the city or membership in a fitness club. On vacation at tourist sites in the city, that does not mean you never came. Exercise around the house to keep them healthy without spending additional funds.
Friends Cigna, hopefully useful solution and later parked the car of your dreams in your home as planned.
